Out-of-pocket costs can make healthcare unaffordable. Athena makes it easy to afford healthcare by splitting your medical bill into manageable instalments.
Access to healthcare
without the financial
burden
Split your medical bill
repayment over 3 or 6
months
Cover out-of-pocket
expenses
Cheaper than credit alternatives - We only charge an admin fee
Fill out the form on our website by clicking “Apply now”
We’ll get in touch and let you know what additional information we need
Receive and accept your repayment terms. Pay your first instalment to get covered
Get your procedure and Athena will fully settle the amount owed to your doctor
Repay Athena over 3 or 6 months
Sign up to Athena
We’ll get in touch and let you know what additional information we need
Receive and accept your repayment terms. Pay your first instalment to get covered
Get your procedure and Athena will fully settle the amount owed to your doctor
Repay Athena over 3 or 6 months
You must be in good financial standing and be able to afford the monthly instalments for your required procedure.
Athena will perform an affordability and credit check when you apply.
No further information will be required. It's that easy
You will be sent a link where you can make payments. You can use an EFT, Snapscan, Masterpass, or direct card payment to make a payment.
We have partnered with Paystack, one of the most reputable global payment partners. The safety of your payment and the protection of your personal data is our top priority.
If you missed a payment, Athena reserves the right to charge a 5% fee against the missed instalment if payment is not made within three days after the initial missed instalment.
Yes, if your application is approved, Athena will pay any legally recognized healthcare provider in the country.
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